Equifax Data Breach: Information for the OSU Community
Updated: September 11, 2017
On Thursday, September 7th, the credit monitoring company Equifax announced that it had been the victim of a data breach and that personally identifiable information—including social security numbers, birth dates, and addresses—of 143 million Americans was accessed.
The impact is great: nearly half of the current US population’s data was leaked. The number exceeds the number of US households. If you’ve applied for any credit in the digital age, you’re likely included in that number.
What should I do to protect myself?
Each of the major credit reporting bureaus are required to provide you a free copy of your credit report each year. You can get a copy of yours by visiting http://annualcreditreport.com/
Mark a date on your calendar, check it when you do your taxes, or on your birthday. But at least once a year.
We’ll keep this page updated as we learn more information.
The Equifax data breach contains enough information to allow someone to file a tax return in your name. We’re suggesting that you file your return as early as you possibly can next year.
Check to see if your information has been compromised and sign up for free credit monitoring.
Update: Today, the Oregon Department of Justice issued a news release which advises people to not visit the Equifax site and to not enroll in their offer for credit monitoring.
The Washington Post article linked below has been updated with the following information:
Equifax has a website, https://www.equifaxsecurity2017.com/ dedicated to this event. There you can check to see if your information was impacted. Regardless of if your information was accessed in the breach, take them up on the offer to provide free credit monitoring through TrustedID Premier. Follow the instructions exactly, and be sure to record the enrollment date. And enroll your family members as well. On your enrollment date, you will have to return to the link they gave you and continue through the enrollment process. Once enrolled, Equifax will monitor your credit and alert you if there is a problem.
Please be advised the Washington Post has an article discussing the terms and conditions of the free credit monitoring offer may limit future legal action you could take against Equifax. Please make an informed decision: https://www.washingtonpost.com/news/the-switch/wp/2017/09/08/what-to-kno...
The Federal Trade Commission offers the following recommendation for how to respond to the data breach. https://www.consumer.ftc.gov/blog/2017/09/equifax-data-breach-what-do